Are you thinking about financing a purchase on credit? Maybe a new HDTV, or a better car, or a new computer? It’s important to know for sure whether or not you can afford what you’ll be purchasing. I read about a great way to do just that at http://www.forbes.com/finance. Try out the loan for a while by making pretend payments. Pay yourself, and then see how easily you can afford the item. One bonus is, you’ll probably find that if you truly can afford it, you may as well wait a while until you’ve saved up to just pay for it, or at least make a big down payment.